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"Americans abroad run into trouble using credit cards"

Is the magnetic strip credit/debit card becoming a thing of the past? Roger Yu reports in USA Today on this worrying travel issue. Many European countries have now adopted the chip-and-PIN credit card and more countries are going in that direction. So why can't the U.S. follow suit and save millions of American travelers from nervous moments when their credit card is unacceptable at some merchant outlets? Because it would cost an impressive $8.6 billion for the U.S. credit card industry to switch to the more secure chip-and-PIN smart card.

What's a European bound American traveler to do? Charlie Leocha from Consumer Traveler has some answers: 7 credit card rules in Europe: U.S. magnetic strip vs. smart chip — both should work.

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